12 Budget Envelopes Multicolor Pack

Detailed Instructions are included but here is a quick guide on to use our budgeting envelopes. Take a piece of paper and make two columns, Fixed and Flexible. Fixed Expenses are expenses that don’t change month to month(Mortgage, Cell Phone Bill, Utilities, Insurance, etc) Flexible expenses are expenses that change month to month(Dining Out, Food Shopping, Clothing, Personal Care, etc) You will be using our Nadex Budget envelopes for your Flexible expenses. Why Flexible Expenses and not Fixed Expenses? Since Fixed expenses don’t change month to month, there isn’t a chance of you spending more. On the other hand, with Flexible expenses you can go easily go above budget if you aren’t careful. For example, if your flexible expenses are Food Shopping, Gas, and Dining Out. Take three envelopes and write down each expense type on each envelope. After doing that, fill the three envelopes with the money you have budgeted for each flexible expense. If $300 is budgeted for Dining Out, you will place $300 in the envelope you wrote Dining Out on. With that done, you will have a budget set for Dining Out for the month. This will ensure you won’t go above budget!!!

• Start Budgeting Early: A great skill to learn is money management and unfortunately it isn’t a skill taught in most schools or households. With the NADEX Cash Envelope Budget System you or the person receiving this system will be one step ahead. Gift one to friends or family!
• Lightweight and strong tyvek paper: The last thing you want to happen is a drink spilling on your envelope or your child trying to tamper with the envelope. With those concerns, we have added a protective layer on the envelope which makes it water & tear proof!!!! Be worry Free!!!!!
• Budget Planner System: This system has one method of saving you money which is categorizing your fixed and flexible expenses. A fixed expense is a expense that doesn't change month to month. A flexible expense changes month to month because you might buy an extra t shirt or eat out more. The Nadex Budget Envelopes System was created to help you make your flexible expenses fixed. Scroll down to the description for a quick guide!
• Your Savings Journey: To help you get started on your savings journey, we have priced both the 12 pack and 24 pack of the Nadex Budget Envelopes to be affordable for any consumer. We didn't want to create an expensive system that is only accessible to a small amount of people. We wish you the best of luck on your savings journey.
• 100% Money Back Guarantee: Buy our budget envelopes without risk! We guarantee your complete satisfaction, or your money back. Hassle-free returns.
• Includes a Lifetime Guarantee